Pre-Authorized Debit (PAD)

The Municipality of Oliver Paipoonge's Pre-Authorized Debit (PAD) Plan for payment of property taxes provides three easy ways to pay taxes with the following added benefits:

  • No missed due dates
  • Easier budgeting
  • Savings on postage and cheque costs
  • No waiting in line

For more information about the PAD Plans, please choose from the following three (3) payment options:


  1. Pre-authorized debit is eligible for payment of property taxes only.
  2. Property owner’s tax account must be current and in good standing for enrollment in installment or monthly plans options.
  3. Accounts where the property taxes are paid by a mortgage company are not eligible for enrollment.
  4. Pre-authorized debits to be drawn only on Canadian financial institutions in Canadian funds.


  1. The property owner must complete and sign a Pre-Authorized Debit (PAD) Agreement indicating choice of Plan based on eligibility.
  2. Should more than one signature be required on cheques issued against the account, all signatories must sign the application.
  3. VOID cheque must be attached to the enrollment form.
  4. A separate enrollment form must be completed for each property.

Returned Payments:

  1. A non-sufficient funds (NSF) charge will be levied for any payment that does not clear the account.
  2. The unpaid taxes as a result of a NSF shall be subject to penalty if overdue.
  3. The plan shall be terminated if two (2) payments are returned due to non-sufficient funds in a calendar year and the property owner must pay the balance as is due.

Withdrawal Date:

The withdrawal date is the 25th day of the month or the next Business Day.